Ihomes in New Orleans n spite of a series of unsettling economic reports, a New Jersey non-profit group delivered an encouraging message to prospective low- and moderate-income home buyers Saturday.

People willing to make the commitment can still get low-interest mortgages and down-payment assistance to buy their first homes, New Jersey Citizen Action told women, who are statistically less likely to own their own homes.

At the seminar on the organization’s free-loan counseling service, Melanie Casillas, almost broke into tears as she explained how she successfully completed the program three weeks ago: “Save your money, get your credit and you’ll get your house.”

The room exploded with applause as she announced that she bought her first home in Plainfield with a 3.75 percent interest rate.

(READ the story at NorthJersey.com)

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