rr_track_sunspot.jpgThere may be a dark cloud over the economy, but it does have a silver lining, explains a financial journalist, beginning with gas prices. Floridians and Virginians are now paying under $3 per gallon. Vera Gibbons also points to housing sales, higher rates for savings (your money can earn 3-4%; compare at Bankrate.com), and lower prices predicted for holiday gift-buying.

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